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Hello. I was examining my Money Trees, and found something off about the leaves.
There are white spots in some areas, black in others, and odd bumps on the leaves. The tips of some are turning white from a dark brown as well.
I know some of this can't be normal. If you have any idea what this could be please let me know, thank you so much in advance.
Pictures attached below.

I see some scale like creatures over there, and many tiny dots that look like spider mites.
Scales are easy to get rid of, but mites...
They are difficult.
Usually it means your plant is weak, and in need of fresh air and rain and sun.

Thank you for the reply. The little white dots don't seem like bugs but the foliage is becoming transparent. Any ideas on how to fix this?

They are almost invisible those spider mites.
Usually I use a home made mix of 90% water 5% isopropyl alcohol and 5% dishwashing soap.
Spray the plant, specially the underside of the leaves. Let them be very wet from this mixture.
After 5 days, repeat.
After 5 days repeat again.
Don't t let the foliage get dry for a long time; when watering do it from above, so the whole plant gets wet, as mites hate humidity.

Thank you! I will try this ASAP, as for the scale or weird bumps, will this remove them as well? I'll keep you posted on their health.

JTyler92 wrote: Thank you! I will try this ASAP, as for the scale or weird bumps, will this remove them as well?.

I use a regular insecticide (3-2-1 Bayer) or neem oil for scales. Some species will disappear simply by watering with a strong flow to flush them away.

I've applied that isopropyl and soap formula and this is happening now.

You have used the soap and alcohol very diluted, no? 90% water.
The leaves are weak because of the infestation, so probably some will fall down.
But...
I see your tree is still indoors.
Trees should be outdoors, they get weak when kept indoors. Some, like junipers, simply die if they are not outside.